I re-started my investment journey 5 years back and I had to learn and re-learn some hard truths along the way. As is the world today, we’ve all seen the headlines. One day the market is soaring to new heights, and the next, it’s taking a stomach-churning dive. Investing in stocks can often feel like steering a ship through a massive storm—high risk, unpredictable, and frankly, a little terrifying. When the market tide rises and choppy waters take over, it’s easy to panic. But volatile markets don’t mean you should pack up your capital and go home. Instead, it’s time to shift your strategy from reckless sprinting to calculated navigating. Here are some of my investing rules from my playbook for de-risking  portfolio and building wealth when the market gets wild. 1. Anchor Yourself in Quality (The Blue-Chip Shield) When the waters get rough, you don’t want to be in a paper boat. De-risk your portfolio by selecting quality stocks with proven earnings and steady dividend payouts . Th...

Are we afraid of our personal legend?  Do we fear the disappointments, the heartaches, the pitfalls and ever more, are we afraid we will be successful. We will not be able to bear the weight - the crown of success, so we give up and pay the price to follow someone else's legend. We starve for heroes. Don't believe me? Look around. Warren Buffet, Steve jobs, Elon musk....the list is endless. We starve for heroes. We envy their success and hope we could be a little or a lot like them.  We want to work with big titles in big firms, because we crave that recognition, in other words, we are paying the price, we traded our dreams for a false sense of security, from fear, until the next crash or global event comes that yanks us brutally out of our stupor. Some of us learn, most of us don't.  Am I making sense? Am I writing this because I feel a false sense of bravado or because I feel at this time of my life, with more than half spent and still no sign of creating my person...

Who or What is "I"? Is " I" an alphabet or is it more than an alphabet? Does it reflect the true self or a facet of the self? How easily we use the word "I" in every sentence.  By using a verb immediately following, we either create or limit our possibilities. So is "I" the source of creation or the reason for existence? We can easily describe our emotive and physical self with "I". So is "I" a state of being or a state of physical self? We can establish our patterns, our habits. So is "I" a description or a definition? Finding "I" is as simple as we want it to be or it can take a lifetime to decipher. So is "I" the simplest of truths or the most complex of riddles? #reflections #discovery #journey #mindfulness

Social media buzz A leading business tycoon recently said that young Indians should work 70 hours a week to ensure India's progress. There was a mix of support and criticism and the debate continues. Work life balance - does it exist? So what is ideal hours to work in a week? How do you achieve the elusive work - life balance?  I don't believe there is a 'one size fits all' solution. It comes down to ethics, personal preferences and perceptions. Ethics, Preferences and Perceptions What do I mean by ethics? Ethics works both ways. If your work constantly demands you to put in more than 48 hours a week or the legal norm is, then it is only fair that compensation should be structured accordingly. Employees have an obligation to discuss their pay structure if they are consistently putting in more hours than required. Most people do work 60 hours or more. They do this either through their side business or part time job to earn extra income or because they want their passion ...